Annual Enrollment

October 1, 2025 - November 15, 2025

Annual Enrollment Begins October 1, 2025: If you are  a benefits-eligible employee, you may participate in Annual Enrollment. Annual Enrollment provides you an opportunity to enroll, change, or cancel benefit elections for the 2026 calendar year. You can review your current benefit elections in PeopleSoft.

If no action is taken, all benefits will roll over to the 2026 Plan Year, except for Flexible Spending Account(s) (FSA) and Health Savings Account (HSA) contributions. These contributions must be re-elected each year. 

For questions regarding the Annual Enrollment process and our benefit offerings, please email the HRM Benefits Team: NOHRMBenefits@lsuhsc.edu.

Enrollment Form Submission Portal Instructions

  1. Review the plan and premium changes for 2026. Plan and premium changes, as well as forms, are listed below.
  2. Determine what changes you want to make.
  3. Fill out the applicable enrollment form(s). 
  4. Access the Annual Enrollment submission portal. The link for the portal is below.
  5. Answer the questions and upload your enrollment forms.

 

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2026 Health Plan Comparison

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2026 Benefits Guide

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2026 Premiums

 

This portal is designed to streamline the submission process, making it easier and more efficient for everyone.

Key Features:

  • User-Friendly Interface: Navigate the portal with ease.
  • Secure Submissions: Your information is protected with top-notch security measures.
  • 24/7 Accessibility: Submit your forms anytime, anywhere.

How to Access:

  1. Visit 2026 Annual Enrollment Submission Portal. (Available October 1)
  2. Log in with your credentials.
  3. Follow the prompts to submit your open enrollment forms.

Submitting forms through the submission portal is required. Should you have any questions or need assistance, please do not hesitate to contact our Benefits Team at NOHRMBenefits@lsuhsc.edu.

Health Insurance Enrollment Form

Dental, Vision, & Identity Theft Enrollment Form

Health Savings Account Contribution Election Form

Financial Protection Enrollment Form

Flexible Spending Account Enrollment Form

UNUM Long-Term Care Enrollment Form

UNUM Long-Term Care Evidence of Insurability Form (EOI)

United Healthcare Evidence of Insurability Form (EOI)

United Healthcare Spouse Evidence of Insurability Form (EOI)

Prudential Evidence of Insurability Form (EOI)

 

Overview of Changes

  • 7.75% premium increase for all Pelican and Magnolia plans (all coverage levels)
  • New Pharmacy Benefit Manager: Effective January 1, 2026, Liviniti will manage pharmacy benefits for OGB
  • New ID Cards Required: All members will receive new cards to present for prescriptions filled after December 31, 2025
  • No plan design changes

  • 7.1% premium increase with no plan design changes

  • No plan design or premium changes

  • No plan design or premium changes

  • Renewal is required for every plan year
  • Administrative fee of $2.24 per month will apply for 2026 Plan Year.
  • *IRS may increase limits mid-annual enrollment
  • Healthcare FSA maximum contribution limit is $3,300. 
  • Dependent Care FSA maximum contribution limit is $7,500* ($3,750 if married and filing separately)
    • The IRS requires employers to perform non-discrimination testing, which means contribution limits must sometimes differ by income.
    • *If you are a Highly Compensated Employee (HCE), defined by the IRS as someone who earned $160,000 or more in the prior year, your dependent care maximum remains at $5,000.

  • Renewal is required for every plan year
  • Reminder: LSU will contribute $200 and match up to an additional $575 each calendar year

  • No changes to premium or plan design. Note: Your premium may increase if you are entering a new age band.
  • Employee: Maximum coverage up to the lessor of 3 times annual salary or $350,000 in $10,000 increments.
    • If you are currently enrolled, you may increase your coverage by $10,000, up to the maximum limit, with no Evidence of Insurability (EOI)*.
    • If you are not enrolled, you may elect $10,000 with no EOI*.
  • Spouse: Maximum coverage up to 50% of employee amount, up to maximum of $175,000 in $5,000 increments. 
    • Must submit EOI to elect any new or additional coverage.
  • Child(ren): May enroll child(ren) in any level of coverage with no EOI.

  • Review any upcoming premium increases based on your age
  • No plan design changes

  • No plan design or premium changes

  • No changes to premium or plan design. Note: Premium is based on salary and may change.
  • You may apply for this benefit at any time with Evidence of Insurability (EOI).

  • No plan design or premium changes

  • No changes to premium or plan design. Note: Premium is based on age and may change if entered a new age band.

  • No plan design or premium changes

  • No plan design or premium changes

  • No plan design or premium changes

Retirees Only: Please submit all forms to HRM at NOHRMBenefits@lsuhsc.edu or 433 Bolivar St., New Orleans, LA 70112. Submitting information directly to OGB will delay processing and may result in incorrect insurance coverage and premium deduction.

2026 Health Plan Premiums for Retirees

 

LSU First Medicare Retiree Plan (Administered by United Healthcare)

Office of Group Benefits (OGB) Health Plans (Magnolia and Pelican Plans)

  • 7.75% premium increase for all Pelican and Magnolia plans (all coverage levels)
  • New Pharmacy Benefit Manager: Effective January 1, 2026, Liviniti will manage pharmacy benefits for OGB
  • New ID Cards Required: All members will receive new cards to present for prescriptions filled after December 31, 2025
  • OGB Health Plans Webpage

Office of Group Benefits (OGB) Medicare Advantage Plans